The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Rightsizing for Retirement What does your home really cost? Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.